Calculate your loan with a rate of (2%)
Range of financing
Solutions adapted to every need
Discover our three flexible credit structures according to your objectives.
Consumer Personal Loan
For financing your current needs, vehicle purchases or works.
- Up to €25,000
- Duration: 6 to 48 months
Professional Financing
Optimize your business's cash flow, finance the purchase of heavy equipment or support your immediate growth.
- Up to €100,000
- Response within 24 working hours
Passerelle Immo Credit
A flexible transition solution to secure the acquisition of a new property before the resale of your current asset.
- Tailor-made financing
- Deferred repayment
Security Framework
Your guarantees, our institutional charter.
Each contract issued by our platform is governed by rigorous legal and financial guarantees, protecting the borrower at each stage of repayment.
Data Protection
Bank-grade encryption (AES-256) for all your supporting documents.
Optional Death Guarantee
Full coverage of the outstanding capital in the event of a major life hazard.
Withdrawal Period
Benefit from the strict legal deadline of 14 days to change your mind without penalty.
ACPR compliance
Operations supervised according to current French financial regulations.
Our Mission
Who are we ?
At the house ofno-fee credit.fr, we believe that access to financing should not be a journey fraught with pitfalls or hidden costs.
Our vocation is to offer a transparent alternative to traditional banks, by eliminating unnecessary intermediaries to offer you credit solutions that are fluid, fair and adapted to today's world.
Ethics
We advocate a responsible lending model to avoid over-indebtedness.
Transparency
No lines in fine print.
Proximity
Customer support based in France, available to you on a daily basis.
About Our Institution
A solid actor, a transparent model.
Founded with the desire to democratize responsible credit, Annovazzi Credits relies on major institutional funds and leading banking partnerships in Europe to offer optimized rates and absolute cost transparency.
Our internal governance places fairness and the prevention of over-indebtedness at the center of our algorithmic granting model.